WHY YOU NEED UNINSURED MOTORIST COVERAGE
Uninsured Motorist Coverage is the insurance bargain that protects your family against the driver who does not have any automobile insurance coverage. Even though Pennsylvania law requires every automobile to be insured, uninsured drivers may constitute as many as 1/3 of all drivers. The uninsured driver includes the person who did not pay their insurance premium; who drives a car without the owner’s permission; who drives a stolen car; who uses the car for hire (jitney driver); and the hit and run driver. One of the parties in the accident must have enough liability insurance to cover your losses. You can hope
MOTORCYCLES-PROTECT YOUR FAMILY!
The National Highway Traffic Safety Administration (NHTSA) reports that of the 4,000 motorcycle crashes in Pennsylvania each year, half are between a motorcycle and another motor vehicle, and approximately 1,300 are not the fault of the motorcycle driver. If you are seriously injured in a motorcycle crash that is not your fault, then there is a good chance that you will have large medical bills, a large healthcare lien that must be repaid out of any settlement, lost wages, disability and a loss of quality of life. One of the parties in the accident must have enough liability insurance to cover your
MOTORCYCLE SAFETY
According to the Centers for Disease Control and Prevention, motorcycle helmets saved an estimate 1,859 lives in 2016. Helmet use reduces the risk of death by 37% and the risk of head injury by 69%. PennDot states that one out of every five motorcycle crashes result in head or neck injuries. In 2016, states without universal helmet laws, 60% of motorcyclists killed were not wearing helmets compared to 8% in states with universal helmet laws. Statistics do not lie. Always wear a helmet when you ride.
MOTORCYCLES-MAY IS MOTORCYCLE SAFETY MONTH
The National Safety Council has designated May as the month to observe motorcycle safety. There are many causes of motorcycle accidents. One cause that stands out is that most of the vehicles on the road way are not motorcycles. That means that the driver of a car, van or truck is not thinking of motorcycles and may not see them. In other words, that driver is looking for larger motor vehicles with two headlights not a motorcycle. The Motorcycle Safety Foundation states that when motorcycles and other vehicles collide, it is usually the non-motorcycle driver who violates the motorcyclists right-of-way. The
DOG BITES IN ALLEGHENY COUNTY, PENNSYLVANIA
Dogs of any breed might bite, but some breeds account for a much larger percentage of dog bites than others. The Allegheny County Department of Health tracks reported dog bites. Dog bites that occurred in Pittsburgh, Pennsylvania are included in these county statistics. . In 2017, the Allegheny County Health Department received reports of 1,330 dog bites. Dog bites occurred from the following dog breeds: Mixed Breed (184 bites or 24%), Pit Bull (160 bites or 21.1%), German Shepherd (60 bites or 7.9%), Labrador Retriever (30 bites or 4%), Boxer (23 bites or 3%), Rottweiler (22 bites or 2.9%), Mastiff (20 bites or