Auto Insurance Checkup
- LIABILITY – $100,000-$300,000
- MEDICAL BENEFITS – $50,000
- UNDERINSURED AND UNINSURED MOTORIST – $100,000-$300,000-STACKED
- INCOME LOSS – $1000 –$5000
- √ FULL TORT
These are minimum recommended coverages. You should increase your coverage beyond these minimums as you can afford it. A good rule of thumb is to have as much underinsured and uninsured motorist coverage as you will earn the rest of your life. This will help to protect your future earning capacity against a catastrophic loss.
Read your automobile insurance declaration page carefully. Asking an agent for “Full Coverage” may get you Limited Tort, minimum liability coverage, minimum medical benefits and no uninsured or underinsured motorist coverage.
Failure to read a contract before signing it is no excuse, absent fraud, is a well-established Pennsylvania rule of law.